SBI Gold Fund SIP Calculator

Monthly investment
Expected return rate
Time period
Invested amount₹24,00,000
Estimated returns₹22,46,782
Total value₹46,46,782
Invested Returns

Calculate SBI Gold Fund SIP Returns Online by EMIWala

SBI Gold Fund SIP calculator helps you calculate the estimated returns of your monthly investments in SBI Gold Fund. You get estimated results instantly based on the investments you have made. It shows how much total amount you can get after the time period you have selected. Enter basic input details like monthly investment, expected return rate, and investment period.

Explore EMIWala mutual fund calculator to find out how much monthly investment you can make to secure your future with SBI Gold Fund. You would get more returns if you invest for the long term.

What is SBI Gold Fund?

It is a fund that invests in SBI Gold Exchange Traded Fund (ETF) scheme. This helps investors kind of invest in gold without buying physical gold. You can buy and sell the units of the SBI Gold Fund through any stock broker.

Advantages of SBI Gold Fund

Formula to determine SBI Gold Fund SIP Returns

The SBI Gold Fund SIP calculator uses the same formula as regular SIP calculators. It requires basic input details like monthly investment, expected return rate, and investment period. It puts all the values in the formula and shows the estimated returns. It uses following formula to calculate returns:

M = P × (
(1 + i)n − 1 i
) × (1 + i)

Where:

Let's take an example to understand how it works. If you invest ₹12,000 per month in SBI Gold Fund and expect 15% rate of return per annum for 15 years, it can be calculated like this:

M = 12,000 × (
(1 + 0.013)180 − 1 0.013
) × (1 + 0.013)

If you calculate the result of above formula, you will get the maturity value (M) as ₹81,22,357.

Where you have only invested ₹21,60,000 in 15 years and you get ₹59,62,357 total returns.

Benefits of Using EMIWala SBI Gold Fund Calculator

  1. EMIWala provides easy to use interface with slider controls and shows the results instantly
  2. You can play with the sliders to get the expected results
  3. It saves your time as you dont have to go through pen and paper to solve a big formula

Explore EMIWala other calculators, which help you calculate your loan EMIs, retirement funds and more.

FAQs

What is the minimum SIP amount for SBI Gold Fund?

The minimum SIP amount for SBI Gold Fund is ₹500 per month. You can increase this amount as per your financial capacity.

Is SBI Gold Fund suitable for beginners?

Yes, SBI Gold Fund is suitable for beginners because it invests in gold related assets and they are relatively stable and less volatile compared to equity funds.

What is the expense ratio of SBI Gold Fund?

The expense ratio of SBI Gold Fund is approximately 1.5% per annum. This is deducted when you sell your units.

Can I invest in SBI Gold Fund through SIP?

Yes, you can invest in SBI Gold Fund through SIP (Systematic Investment Plan) at a minimum amount of ₹500 per month.